Necklace or Rosary (?)

Gold-colored necklace with a large pendant. The necklace chain is made up of small gold beads and a few larger gold beads. The pendant is round and has an engraved design featuring a cross in the center. The pendant is surrounded by a decorative border. The clasp of the necklace is not visible but there are two small gold pieces attached to the top of the pendant, possibly serving as a bail. The background is a light gray surface. The necklace titled "Necklace or Rosary (?)" by an unknown artist.